🏠 Wait—You Can Buy a House in Houston with Zero Down Payment?

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You don’t need 20% down to buy a home in Houston. You don’t even need 3% down. In fact, with this new program… you might not need ANY down at all.

A couple I recently worked with had great jobs and solid income—but saving up $20,000 for a down payment? Not happening. Between rent, daycare, and gas just to get to work, they were stuck renting year after year thinking homeownership was “for later.”

Then we discovered TDECU’s 100% financing mortgage—and everything changed.

Today, they’re living in a brand-new home near Pearland with no down payment, and their mortgage is less than what they were paying in rent. No co-signers. No gimmicks. Just a smart financing option that finally made buying possible.

Here’s what you need to know:

✅ 100% financing = no down payment required

✅ No mortgage insurance (yes, really)

✅ For homes up to $766,550 in eligible Houston areas

✅ First-time buyers or repeat buyers can apply

✅ Must have a 640+ credit score and stable income

TDECU is a Texas-based credit union offering this program right now to qualified buyers in the Houston area. It’s perfect for families, young professionals, and anyone who’s been stuck renting simply because of that down payment wall.

If you’re already paying $1,700+ in rent, you’re basically paying someone else’s mortgage. This is how you flip the script and start building wealth for yourself.

At the Andrews Group, we help hardworking buyers across Houston, Katy, Pearland, and beyond get into homes they love, even if they thought it wasn’t possible.

If you’ve been holding off because of the down payment, stop waiting. 📩 DM me the word “TDECU” and I’ll send you my Free 100% Financing Guide—no fluff, no pressure, just the real info you need to make a smart move.